6 Solutions For Gruhalakshmi Amount Not Credited Problem (Solved!)

New Update : According to the recent guidelines issued by the Government of Karnataka, the name of the Gruhalakshmi Scheme beneficiaries must be the same and exactly match on the following documents.

• Aadhaar Card
• Ration Card
• Bank Pass Book

For more details , read below.

The Gruhalakshmi scheme, introduced by the Karnataka government in 2023, stands as one of the most significant women empowerment initiatives in India. Under this scheme, a monthly amount of Rs 2000 is credited to women bank account selected as family heads. For several months now, lakhs of women have benefited from this initiative.

However, while the majority of the beneficiaries receive their money every month, some have not received a single payment from the Karnataka government under the Gruhalakshmi scheme.

In this article, we will provide you with 5 solutions to solve gruhalakshmi amount not credited problem and ensure you receive the Rs 2000 every month under the Gruhalakshmi scheme. Please note that many people have successfully received their money after following these steps. We highly recommend you prioritize and follow each step given in this article.

Six Solutions For Gruhalakshmi Amount Not Credited Problem

STEP 1 : The beneficiary and her husband (if married) should not be taxpayers.

The first question you must ask yourself is whether you (the beneficiary) or your husband are currently paying any taxes to the government. If either of you is contributing taxes, you are not be eligible for the Gruhalakshmi scheme. However, if you are not paying taxes to the government but still haven’t received any payments of gruhalakshmi scheme, proceed to the additional steps outlined below.

STEP 2 : Ensure Your Aadhaar E-KYC is Up-to-Date.

It is crucial to confirm that the beneficiary’s Aadhaar card E-KYC is up-to-date, as the Gruhalakshmi scheme funds is transferred through Direct Benefit Transfer (DBT). If there are any issues with your Aadhaar card E-KYC, it may lead to payment failures. To address this issue, visit your nearby Bangalore One, Grama One, or CSC Centers and kindly update your Aadhaar E-KYC.

By keeping your Aadhaar details correct and up-to-date, you improve the efficiency of the payment process, ensuring a seamless transfer of funds under the Gruhalakshmi scheme. Take immediate action to update your Aadhaar E-KYC.

STEP 3 : Ensure Your Ration Card Status is Active and E-KYC is Up-to-Date.

It is crucial to verify that your ration card (APL, BPL, or Antyodaya Card) is active and not marked as inactive. Additionally, confirm that the ration card E-KYC is up-to-date. If you have not collected ration for several months, there is a possibility that it may be marked as inactive. Check the E-KYC status of your ration card by inquiring at the shop where you collect ration each month. Alternatively, you can quickly check the ration card status online in just 2 minutes by following the steps outlined in the article provided below.

Read this : Ration Card Status Check Online 

STEP 4 : Ensure the Woman is Designated as the Family Head in the Ration Card.

Previously, the family head in the ration card used to be an earning member of the family. However, it is now mandatory to designate a woman as the family head. Verify that the Gruhalakshmi beneficiary’s name is selected as the family head in the ration card, and her name is positioned at the top and in the first position. If any adjustments are needed, you can change the family head by visiting either your nearby CSC center or the shop where you collect ration monthly.

STEP 5 : The Beneficiary Name On Aadhaar Card , Ration Card & Bank Pass Book Should be Same.

According to the recent guidelines issued by the Karnataka government, the Gruhalakshmi beneficiary’s name must be the same on her Aadhaar card, ration card, and bank passbook.

For example : If your name is Priya G on the Aadhaar card, then the name on the ration card and bank passbook should also be Priya G.

Tip : To change your name on bank pass book , visit your bank branch and to change name on aadhaar card or ration card visit a nearby CSC (common service center).

STEP 6 : Ensure Your Bank Account is Linked with Your Aadhaar Card.

While some beneficiaries provided their bank details during the application for the Gruhalakshmi scheme, others may have only provided their Aadhaar card number. Since the Gruhalakshmi scheme funds is tranferring through Direct Benefit Transfer (DBT), the amount will only be transferred to a bank account linked with your Aadhaar card. Without this linkage, DBT payments may fail. To address this, check your Aadhaar NPCI status using the link below and visit your bank to request them to seed your bank account with your Aadhaar card.

If you did not submitted bank details in the Gruhalakshmi scheme application, there’s no need to worry, as it is not a requirement. However, it is crucial to ensure that your Aadhaar is successfully linked with your bank account to facilitate the smooth processing of DBT payments.

STEP 6 (Additional) : Visit Your Taluk Women and Child Development Department Office.

If you have addressed all the issues outlined in the above steps but have not yet received any payment under the Gruhalakshmi scheme, we highly recommend visiting your Taluk Women and Child Development Department Office. Inform them about the issues you are facing to ensure personalized assistance and a resolution.

Click here to find nearby CDPO Office

We hope that the solutions provided above prove helpful in resolving the Gruhalakshmi Amount Not Credited Problem. If you have any questions or inquiries regarding the Gruhalakshmi scheme, feel free to ask us in the comment section below.

Thank you for your attention, and stay updated on more Karnataka government schemes and initiatives by visiting www.connectkarnataka.in.

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